Planning to visit Canada on a vacation or visiting your loved ones? Well, there is no doubt that the thrilling energy of Toronto, the beach vibes in Vancouver, and the serene beauty of the Maritimes are pulling more and more people to Canada.
Moreover, in recent years, this destination has become a hotspot for many who visit their children who study abroad. But before you embark on your Canadian adventure, it’s pretty crucial to safeguard your trip with the right and best Canadian travel insurance.
Unexpected events can disrupt your itinerary and finances, from flight cancellations to medical emergencies. Travel insurance acts as a safety net, mitigating financial losses and ensuring peace of mind throughout your journey.
What is travel insurance? Why should you opt for it before reaching Canada?
As the term implies, it acts as a financial safety net for your trip to Canada. It safeguards you from unexpected events that can disrupt your plans and even result in financial loss.
Always remember that life can throw curveballs at any time, and ticking off insurance at the first point is very important when travelling internationally. Even though it is offered at a very affordable price, many individuals ignore this element.
- Peace of Mind for Medical Emergencies
Canadian state-of-the-art healthcare is quite expensive if you are a visitor and comes at a hefty price. Travel Insurance Canada offers medical coverage, reimbursing you the amount for illness or injury expenses incurred during your trip. This ensures you can receive medical attention without unnecessarily stressing the cost.
- Trip Cancellation Protection
Unforeseen circumstances like natural disasters, illness, or flight cancellations can force one to cancel or cut short the trip. Therefore, if you are lucky enough to have a policy that covers this, get ready to get reimbursement for prepaid, non-refundable trip costs like flights and accommodations.
- Belongings safety
Lost, stolen, or damaged baggage at the airport? That calls for stress, as it can significantly disrupt your trip. Travel Insurance Canada, with this type of coverage, reimburses you for the value of your belongings. This helps in replacing essentials and minimising inconvenience.
How to Choose the Right Travel Insurance Plan in Canada?
- Understand your trip type
It is essential to plan everything very well as going outside your country is a bit challenging. So, you should know what type of trip you are going to. Whether you are planning a single-trip for a one-time visit or a multi-trip plan as a frequent traveler within one year. Remember that longer trips generally have higher premiums.
- Requirements and needs
Be clear about your pre-existing conditions (if any), as they might affect eligibility and cost. This is quite an important step that ensures you get the right coverage and avoids claim denials later. Some insurers might exclude pre-existing conditions or even charge higher premiums, depending on the situation.
- Age
Do you know that premiums can vary based on your current age? Generally, it is a fact that younger travellers pay less compared to seniors. However, some plans might offer discounts for seniors planning to visit Canada.
Which is the best travel insurance for Canada from India?
Niva Bupa is the one! If you plan a trip to this beautiful destination, ensure you are financially covered. Here is a step-by-step guide on how to avail this facility:
- Visit the Niva Bupa website and click “Travel Insurance” in the header.
- On that page, use the drop-down menu to select Thailand, select the departure and return dates, and input your phone number.
- After clicking on view plans, you can choose the number of travellers and add their date of birth.
- After this, on the next page, you can check the destination-specific plans for Thailand.
- Review and select the appropriate plans, change the sum insured to the amount you want to insure for your trip, and choose any add-ons.
- After this, click “Next” and fill out the relevant information and medical declaration to purchase the plan of your choice.
- Once the payment is complete, you will receive the policy through email.
With over 19 advantages and perks, this insurance policy is something you need for your safe trip! Highly recommended!
Final thoughts
Choosing the right travel insurance for Canada from India for your Canadian trip is essential to ensure comprehensive coverage. Therefore, Niva Bupa is there to prioritise all the essentials and ensure you and your loved ones have a memorable trip.
